Howard Question B — Charter Amendment: Affordable For-Sale Housing Projects

Last updated Sat, Nov 7, 4:07 PM ET

Ballot measure · November 3, 2026

What it does
The County Charter only allows the County to use its capital budget to finance an affordable housing project in its Housing Opportunities Trust Fund if the County owns the project. The Charter Amendment would change this requirement by allowing the County to use its capital budget to finance some or all of an affordable housing project if the project meets certain criteria. The County is not required to own or construct the project, but the Howard County Housing Commission or another entity controlled by the Housing Commission must own the project. The project must only have housing units for sale. The County would repay the bonds for the project over a defined time period, typically 20-30 years, and the affordable for-sale housing units must remain affordable for that period. A vote for the Charter Amendment would allow the County to use its capital budget to finance these affordable for-sale housing projects. A vote against the Charter Amendment would require these affordable for-sale housing projects to be financed in ways other than the County's capital budget.
A YES vote means
Howard County could use its capital budget to finance for-sale affordable housing projects owned by the Housing Commission or an entity it controls, with units kept affordable while the bonds are repaid (typically 20-30 years).
A NO vote means
These for-sale affordable housing projects would have to be financed other than through the county's capital budget.
Needed to pass
A simple majority: more than half of the YES and NO votes on this measure must be YES. Leaving it blank doesn't count either way.
Left–right lean
A YES vote leans moderately left; a NO vote leans the other way (AI-estimated from the official ballot summary, 77% confidence).

The YES and NO lines are SpectrumVote's plain-language reading of the official text above; the official text is what you vote on.

Official text: source

Background

The Howard County Council proposed this charter amendment by CR40-2026, according to the amendment text posted by the Maryland State Board of Elections.

The amendment would add affordable for-sale housing projects financed by the Housing Opportunities Trust Fund to the charter's definition of a capital project, whether or not the county owns or builds them.

To qualify, the projects would have to be wholly owned by the Howard County Housing Commission or an entity it controls and be made up only of units for purchase. Bond terms could not exceed the project's useful life, and a declaration of compliance with county code section 13.1600(E) would have to be recorded for the bond term.

Put on the ballot by Howard County Council (CR40-2026).

From official source.

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Quick answers

What does a YES vote on Howard Question B mean?
Howard County could use its capital budget to finance for-sale affordable housing projects owned by the Housing Commission or an entity it controls, with units kept affordable while the bonds are repaid (typically 20-30 years).
What does a NO vote on Howard Question B mean?
These for-sale affordable housing projects would have to be financed other than through the county's capital budget.
How many votes does Howard Question B need to pass?
A simple majority: more than half of the YES and NO votes on this measure must be YES. Leaving it blank doesn't count either way.
Should I vote yes or no on Howard Question B?
SpectrumVote doesn't endorse anyone or tell you how to vote. Read what a YES and a NO vote each do, and the official text, then decide based on what you want to happen.
When is the vote?
The general election was Tuesday, November 3, 2026. Counts are unofficial until each state certifies its results over the following weeks; your state or county election office has the official results.

Not sure how to decide? Read our nonpartisan guide to the Howard County ballot.

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